808 Oahu Realtor (Ryan Riggins) License #RS-74740

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Auto Insurance Myths Exposed

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Content provided courtesy of USAA.

  • The color of the car affects my insurance rate. Not true. Rates are based on safety features, the cost of replacements or repairs and other factors the driver brings to the table. So paint your ride any color you like.
  • I have no-fault insurance so that means it’s not my fault. Duh! Wrong. No-fault insurance means you only deal with your insurance company, regardless of who is at fault.
  • My friend wrecked my whip, so his insurance will cover it. Nope. The policy follows the car, not the driver. Think twice before lending out yours
  • A ticket means my rates will go up. Not necessarily. If it was for something minor and it’s your first, the rates might not increase. Maybe slow down, and take a defensive driving course.
  • I already have auto insurance, so my new car is automatically covered. Seriously? A shiny new car needs a shiny new policy.

 

Author: Ryan Riggins (RA)

Born and Raised on Oahu my approach to the real estate business is different than most agents working in the industry today. The average agent sells fewer than 7 homes a year while attempting to manage every aspect of the business all by themselves. This approach allows them very little time working directly with buyers and sellers because they are so overwhelmed with all the busy work that is required behind the scenes. My system allows me to spend 90% of my time working directly with clients who want to buy and sell real estate today and in the very near future. Here at John Riggins Real Estate we have been helping families move since 1977. We specialize in the Aiea to Kapolei area but not limited to Ewa Beach area. To see all the great ways we help buyers and to view what differentiates us from the typical realtor in the area, visit http://tinyurl.com/clientsuccessstorys Because of Ryan's Military Relocation Expertise, Ryan's success revolves around that same simple principle his Mother and Father instilled in him; serving those who serve our country. His track record shows that he puts his clients first and in a high paced market, he is making VA loans work for our soldiers, sailors, airmen and marines. With previous clients ranging from E-5's to 04's, Ryan is ready and willing to make sure all those who have served our country, have every opportunity to own their piece of it. For the majority of people the purchase or sale of a home is their largest single investment. My goal is to guide you successfully and easily through the contractual, investment, and emotional decisions involved in the Real Estate process. I am committed to providing you, your family and your friends with superior service and expertise and to make it the most memorable purchase of your life.

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